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Last weekend I was sitting in the lobby at our Veterinarian’s office. We were waiting for a consultation appointment for my male dog. (Don’t tell him but the consultation was about his upcoming neuter appointment). While waiting in the lobby I could hear the vet speaking in the exam room next door. The owner was … more »

Free college has been a campaign platform for years now and until it happens, it’s just a promise. The motivation behind the platform, in its many forms, boils down to debt reduction. Higher education has only gotten more expensive and unattainable over the last several decades. If your hope is to graduate with a modest … more »

In a perfect world, you would be consumer debt free. You wouldn’t finance a car in a perfect world, much less your new state of the art stationary bicycle. The truth is that the overwhelming majority of households do carry consumer debt. This not only impacts your future, but your present ability to spend as … more »