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5 Simple Ways to Create a Sustainable Budget

Oct 14th, 2020 • Kristen A.

In a perfect world, you would be consumer debt free. You wouldn’t finance a car in a perfect world, much less your new state of the art stationary bicycle. The truth is that the overwhelming majority of households do carry consumer debt. This not only impacts your future, but your present ability to spend as … more »

In Your 20s? 3 Things To Do For Your Finances During the Pandemic.

May 27th, 2020 • Kristen A.

There is a lot going on right now amidst this global pandemic. You’re being told to stay home, advised to not look at your 401k, and (if you’re lucky) being forced to learn how to work from home. If you’re in your 20s this is your first economic downturn as an adult. Though we remember … more »

Credit Score Plummeting Due to an Ex-Partner Using Your Credit Lines? READ THIS.

May 19th, 2020 • Kristen A.

A good friend of mine recently asked me how she could improve her low (and still decreasing) credit score. In my line of work this is certainly one of the more common questions I receive. I found myself mentally preparing my normal suggestions. I was ready to discuss the importance of on time payments and … more »

Is Now a Good Time to Refinance Your Student Loans?