Should I Pay Off Debt or Save for a Downpayment?

Nov 29th, 2021 • Damian Dunn
I recently sold my house. Not to get out of debt but because the neighborhood is running down. The house sold so fast I didn’t have to advertise! I’ll be living in an apartment until I figure out if I want to build or buy my next place.  I have 20,000.00 in credit card debt … more »
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Can You Save TOO Much in a 529?

Nov 10th, 2021 • Damian Dunn
I never hear anyone discuss the implications of saving TOO much in a 529 for your child’s college. How do you know if you’re saving too much? And if you’re on target to hit your child’s goal before age 16, should you stop making contributions even if your state (IL) provides a tax benefit up … more »
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Beware of Credit Repair Promises

Oct 19th, 2021 • Lisa W.
The ads are pretty hard to miss… on TV, radio, online and even billboards. There seems to be no shortage of companies eager to help you “repair” your credit and boost your credit score. But what specifically are they proposing to do? What actually is “credit repair”? Credit repair is limited to fixing errors or … more »
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