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There is no way of predicting how long the economic consequences of COVID-19 will last for you. You may be eyeing your retirement accounts as a source of funds to get through this time. And there’s good news: The CARES Act included a provision to allow persons affected by COVID-19 to make a withdrawal from … more »

In a perfect world, you would be consumer debt free. You wouldn’t finance a car in a perfect world, much less your new state of the art stationary bicycle. The truth is that the overwhelming majority of households do carry consumer debt. This not only impacts your future, but your present ability to spend as … more »

Hi there! I am a 32 year old woman who has no credit established. It is so embarrassing to me that I can’t get a loan or credit card in my name, so I decided 3 months ago to open an account to build my credit. Was that a good idea? There are a few … more »