Plan Now to Avoid a Holiday Spending Hangover

Sep 15th, 2020 • Gayle E.
The Holidays are Coming We’re starting to slowly see the holidays coming into focus. Soon festive commercials will be on repeat and stores will be full of holiday decorations. Especially considering how rough this year has been, it’s going to be even harder to not buy, buy, buy to fully experience the comfort of the … more »
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How Much Stuff Do You Really Need?

Sep 8th, 2020 • Gayle E.
Not much. It’s that simple. We as human beings don’t need much to survive: water, food, shelter and love. We don’t really need fancy cars and huge homes, boats and electronics, designer clothes and watches and we certainly don’t need most of the items we acquire. Nothing has become more apparent in our current situation. A … more »
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Is *Now* a Good Time to Refinance?

Aug 25th, 2020 • Gayle E.
It’s not too late Mortgage rates are at an all time low and even though the economy has been ravaged by COVID-19, the future for refinancing continues to look bright. If you’ve been thinking about refinancing but haven’t yet, it’s not too late.  Interest rates are at record lows and forecasted to stay here for … more »
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